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As we step into 2026, many buyers and sellers are asking the same big question: What’s next for the housing market? While headlines may change weekly, understanding the broader trends can help you make confident, informed decisions—whether you’re planning to buy, sell, or simply stay put for now.
Here’s a forward-looking look at what buyers and sellers should know about the 2026 housing market, with insights tailored to our local market.
After years of dramatic highs and rapid shifts, 2026 is shaping up to be a year of stabilization. Inventory levels are expected to improve gradually, giving buyers more options while still supporting strong home values for sellers.
This doesn’t mean the market is slowing down—it means it’s becoming healthier and more predictable.
What this means:
Buyers may face less competition than in previous years
Sellers will still benefit from solid demand, but pricing strategy matters more than ever
Interest rates will continue to influence buyer behavior in 2026. While sharp fluctuations are less likely, rates are expected to remain a major factor in affordability.
Buyers are becoming more strategic—exploring options like rate buydowns, adjustable-rate mortgages, and stronger negotiations on seller concessions.
Smart move: Working with a knowledgeable agent and lender can help you structure a deal that fits your long-term financial goals.
Instead of rapid appreciation, experts predict moderate, sustainable price growth in many markets. Well-maintained, well-priced homes in desirable areas will continue to perform best.
For sellers, this means:
Overpricing can lead to longer days on market
Presentation, staging, and professional marketing matter more than ever
For buyers, this means:
Opportunities to negotiate may increase
Patience and preparation can pay off
If buying a home is on your radar this year:
Get pre-approved early to understand your true buying power
Focus on long-term lifestyle fit, not just short-term market shifts
Be open to negotiation—repairs, closing costs, and concessions are back on the table in many cases
The buyers who win in 2026 will be prepared, informed, and strategic.
Selling in 2026 is still a great opportunity—but success requires intention.
Top tips for sellers:
Price your home based on current data, not past market peaks
Invest in small updates that improve first impressions
Choose an agent who understands local trends and modern marketing strategies
Homes that are positioned correctly will continue to sell quickly and for strong value.
National headlines don’t tell the whole story. Real estate is local—and neighborhood-level insights can make a significant difference in outcomes.
As a local real estate expert, my role is to help you:
Understand how national trends affect your neighborhood
Navigate timing, pricing, and negotiation with confidence
Create a strategy that aligns with your personal goals
The 2026 housing market isn’t about extremes—it’s about smart decisions. Whether you’re buying, selling, or planning for the future, the right guidance can turn uncertainty into opportunity.
If you’re curious how these trends apply to your specific situation, I’d love to help you build a clear plan for 2026 and beyond.
Ready to make your move in 2026?
Whether you’re buying, selling, or just exploring your options, the Howell Home Team is here to help you navigate the market with confidence. With deep local knowledge, proven strategies, and a client-first approach, our team is committed to helping you make smart, informed real estate decisions.
If you’re wondering what your home is worth, how much you can buy with today’s rates, or the best timing for your goals, let’s talk.
Connect with the Howell Home Team today and start building your 2026 real estate plan—with guidance you can trust.